Beyond Standard Coverage
Cover the Insurance Gaps.
Reduce the Stress
We offer safe driving and multi-product discounts with low rates and down payment options.
Custom Coverage
Don't assume unnecessary risk. We'll help you build a plan that fits your lifestyle.
Keep Driving
Be confident about your auto coverage and drive legally while protecting your future.
It's Worth It
Many individuals don’t look beyond their homeowners and car insurance. But there can be significant gaps in those policies you may not be aware of. If any injuries or property damage occur that exceed your standard policy limits, you may not have the insurance coverage you need to protect your family.
A personal umbrella plan can cover those gaps in coverage. It works with your basic coverages, providing additional protection for risks of bodily injury or property damage, along with other risks that your standard policies may not cover. Think of is as an extra layer of insurance coverage.
Fill The Gap
Even if you think you have a great homeowners and auto policy, an umbrella policy can give you peace of mind in today’s extremely litigious culture.
Accidents Happens
Bodily injury liability covers the cost of damages to another person's body. Examples include the cost of medical bills and/or liability claims due to injuries
Damage To Property
Property Damage Liability
This covers the cost of damage or loss to another person's tangible property. Examples include the cost associated with damage to vehicles and other property due to an auto accident where you are at fault.
Ready to get started?
The insurance professionals at CIA are there for you to provide the umbrella coverage needed to address your specific needs.