Low Rates
Motorcycles can be a great adventure…and also one of the more dangerous modes of transportation. If you own a motorcycle, it’s crucial that you protect oneself with a motorcycle insurance. Your policy should protect you from theft, accident, vandalism and other causes of loss.
Let us take the work out of it for you! When you call our Oaklyn office, you’ll be connected with an insurance professional who will review the existing coverage you have, and provide a custom motorcycle insurance quote that meets your needs. We’ll work with you to find an affordable rate that doesn’t require you to sacrifice coverage.
motorcycle Factors
Depending on how much you use your bike, you might pay more for your coverage. It stands to reason that bikers who travel a lot have higher accident risks. Therefore, the premiums might cost more.
More expensive motorcycles cost more to insure. After all, an insurer might have to pay more to repair or replace a very expensive bike.
Generally, your rate decreases as you get older until you reach your 70s. Because teen riders pose the greatest risk for insurers, they'll typically pay higher motorcycle insurance rates.
Every driver must obey traffic safety laws. Those who don’t pose substantial safety risks not only to themselves, but also to others on the road. Bikers with histories of accidents or infractions will look riskier to insurers.
Certain areas have higher insurance risks for bikers than others. For example, urban areas usually have a lot more traffic and theft risks. As a result, bikers in these areas tend to pay more for their policies in these areas.
The largest discounts are usually available for approved tracking devices and alarm / immobilizer. However, we would always recommend a combination of approaches when it comes to bike security, as opposed to relying on one method or product type.
A motorcycle safety course is a common way of lowering your insurance rates. Beginner courses will help you improve basic skills that are often required for obtaining your motorcycle license.
As authorities in bike insurance, Connell Insurance Agency (CIA) can tailor your coverage to fit your needs.